Effective from 4 Jul 2025. SSD applies when disposing of residential property within the holding period.
Holding PeriodSSD Rate
≤ 1 year16%
> 1 – 2 years12%
> 2 – 3 years8%
> 3 – 4 years4%
> 4 yearsNo SSD
SSD Calculator
Sale Price
Holding Period
SSD Payable$0
Purpose
Property Type
⚠ Multiple property types selected — rates may not be directly comparable.
Current Loan
Optional — fill in to compare refinance savings on each package card
Loan Parameters & Affordability
Max Borrowing
—
÷48 = $0/mo
÷160 = $0/mo
Stamp Duty (BSD + ABSD)
Joint Tenancy: highest ABSD rate applies on full property value.
Tenancy in Common: each buyer’s ABSD charged on their proportionate share.
Married couple (SC + SC/PR) — apply ABSD remission on 2nd property
Married Singapore Citizen couples may apply for remission of the higher ABSD rate on their 2nd residential property, subject to disposing of their 1st property within 6 months of the new purchase.
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